Tips to Minimize Workers’ Comp Claims

Did you know that Bureau of Labor Statistics data shows that 13% of all workplace injuries occur within 90 days of hire, and that 23% of those happen within the first four hours on the job?

That’s pretty compelling date. Below are some tips to help minimize your exposure to Workers’ Comp claims.

1. Write the job description to include essential functions of the job, but also the physical requirements and qualifications for the position.

2. During the interview, ask the potential employee how he or she would perform certain job tasks. If you prove you need to, you are able to ask for a “fit for duty” test (this is not a medical exam) involving the job’s responsibilities. For example, ask the candidate to pick up a box. During the test, look for the ability to perform these tasks with proper form. And of course, make sure the test complies with privacy laws and the American with Disabilities Act (ADA). At this time, not you are not allowed to ask about prior Worker’s Comp claims.

3. After extending a conditional job offer, ask about the employee’s Workers’ Comp history, medical challenges, and sick leave, and require a medical examination if you need to, keeping in mind that all candidates who receive a conditional job offer must also take the same examination and answer the same questions.
Also, your inquiries must be job related and motivated by business necessity.

4. Offer training often. Make sure you provide safety training that apply to an employee’s job and work areas. Whenever the job duties, equipment, or safety rules change or are updated, offer training again. Finally, keep offering training after the job is filled.

Contact us at Optimum Outsourcing for additional information.